{"id":983,"date":"2021-08-06T22:57:08","date_gmt":"2021-08-07T03:57:08","guid":{"rendered":"https:\/\/www.newhopeins.com\/es\/?p=983"},"modified":"2023-11-15T18:49:30","modified_gmt":"2023-11-15T22:49:30","slug":"what-happens-if-your-car-is-totaled","status":"publish","type":"post","link":"https:\/\/www.newhopeins.com\/es\/what-happens-if-your-car-is-totaled\/","title":{"rendered":"What Happens If Your Car Is Totaled?"},"content":{"rendered":"\n<p>&nbsp;If you\u2019re in a car accident and another driver is at fault, their insurance pays you the value of your totaled vehicle with property damage liability coverage of the at-fault driver. If the other driver does not have insurance, you can be protected by your insurance policy\u2019s comprehensive insurance, collision insurance, or uninsured motorist property damage\/underinsurance motorist property damage. It\u2019s important to check your coverage under UMPD\/UIMPD policies with your carrier to see what is the value of your coverage.&nbsp;<\/p>\n\n\n\n<p>If you total your car, your insurer will send a payment to your car lender for the cash value of your car, minus your deductible. If someone else is at fault, send the information to the at-fault driver\u2019s insurance company with your lender information.&nbsp;<\/p>\n\n\n\n<p>If your insurance payment is not enough to pay off the car loan on a financed vehicle, gap insurance covers the difference on the amount owed to your car lender. Each carrier\u2019s gap insurance coverage varies, so make sure you discuss with your carrier.&nbsp;<\/p>\n\n\n\n<p>Keep in mind to immediately contact your insurance carrier if you\u2019re ever involved in any sort of car accident.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;If you\u2019re in a car accident and another driver is at fault, their insurance pays you the value of your<\/p>\n","protected":false},"author":1,"featured_media":984,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/posts\/983"}],"collection":[{"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/comments?post=983"}],"version-history":[{"count":1,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/posts\/983\/revisions"}],"predecessor-version":[{"id":985,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/posts\/983\/revisions\/985"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/media\/984"}],"wp:attachment":[{"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/media?parent=983"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/categories?post=983"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.newhopeins.com\/es\/wp-json\/wp\/v2\/tags?post=983"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}